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Today's Rates - Credit Card

Request the card that fits your lifestyle

For emergencies or when you’re ready to do something fun our Credit Card is a great solution. Our competitive rates make everything from buying a new washer to taking a needed vacation more affordable. Plus,  you'll earn points every time you use your card and sign for your purchases with UChoose Rewards®.

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Credit Card Rates      Effective as of 10/1/2019

Card Type
APR* as low as
Classic Credit Card with uChoose Rewards 10.20%
Classic Secured Credit Card with uChoose Rewards 19.20%

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• APR (Annual Percentage Rate) subject to change with the market based on the Prime Rate. 0.50% discount on standard, non-promotional APR available for automatic payment from an American First Credit Union account. If the automatic payment option is cancelled during the life of the loan, the rate(s) on the entire outstanding and future balance(s) may subsequently increase by 0.50%. Additional terms may apply; contact us for more information.
• Please refer to service pricing sheet for details.
• Certain restrictions may apply. See AFCU for complete details.
• Share Secured Loans have a maximum loan amount of $5,000 per member; and a maximum loan amount of $1,500 for memberships 12 month or newer.