Business Woman on a business call smiling

Your Dream.

A Business Checking Account that's TOTALLY  free!

Explore Our Small Business Checking Solutions

Superior Personalized Service for Your Business Needs

Totally Free Business Checking

  • No minimum balance
  • No monthly service charge
  • 1,000 free monthly transaction items1
  • Up to $10,000 currency deposited per month at no charge2
  • Only $50 deposit to open
  • Free detailed analysis of account activity

Business Interest Checking

  • Competitive interest
  • 1,000 free monthly transaction items1
  • Up to $10,000 currency deposited per month with no charge2
  • Only $50 deposit to open
  • $1,500 minimum balance to avoid a low monthly fee of $8
  • Free detailed analysis of account activity

 

Checking Account Features

You use your Checking Account for everything, so we have an account that works for you. No matter which Checking Account you choose, they all come with the same great benefits!

To open a business account: visit a branch, call us at 800.290.1112, or mail your completed application. 
When printing, select "Fit to Page"


To ensure your account is opened in a timely manner, please have the following documents with you when visiting the branch:
  • Sole Proprietorship
    • Social Security Number (SSN) or Employer Identification Number (EIN)
    • If Applicable - Filed Fictitious Business Name (FBN) Statement (If surname is not included in title or suggests additional owners)
  • Partnership
    • If Limited Partnership, Filed Certificate of Limited Partnership
    • CA Certificate of Registration / Qualification (if foreign/ out-of-state)
    • Social Security Number (SSN) or Employer Identification Number (EIN)
    • If Applicable - Filed Fictitious Business Name (FBN) Statement (If surname is not included in title or suggests additional owners)
  • Limited Liability Company (LLC)
    • Filed Articles of Organization
    • Filed Statement of Information
    • Executed Operating Agreement 
    • CA Certificate of Registration / Qualification (if foreign / out-of-state)
    • Social Security Number (SSN) or Employer Identification Number (EIN)
    • If Applicable - Filed Fictitious Business Name (FBN) Statement (If surname is not included in title or suggests additional owners)



  • Corporation
    • Filed Articles of Incorporation
    • Filed Statement of Information
    • CA Certificate of Registration / Qualification (if foreign / out-of-state)
    • Social Security Number (SSN) or Employer Identification Number (EIN)
    • If Applicable - Filed Fictitious Business Name (FBN) Statement (If surname is not included in title or suggests additional owners)
  • Non-Profit
    • IRS Letter Confirmation of 501(c)3 Status
    • Filed Articles of Incorporation
    • Corporate Resolution
    • Social Security Number (SSN) or Employer Identification Number (EIN)
    • If Applicable - Filed Fictitious Business Name (FBN) Statement (If surname is not included in title or suggests additional owners)
  • Associations and Organizations
    • Meeting Minutes
    • Social Security Number (SSN) or Employer Identification Number (EIN)
    • If Applicable - Filed Fictitious Business Name (FBN) Statement (If surname is not included in title or suggests additional owners)
  • Political Campaign
    • Candidate Nomination Document or Candidate Intention Statement
    • Social Security Number (SSN) or Employer Identification Number (EIN)
    • If Applicable - Filed Fictitious Business Name (FBN) Statement (If surname is not included in title or suggests additional owners) 
 

Need Help With Your Checking Account?

Call Us
800.290.1112
E-Mail Us Locate a Branch

Other fees such as non-sufficient funds, overdraft, sustained overdraft fees, etc. may apply. See our schedule of fees for details. Credit Union rules and regulations apply. Minimum opening deposit is only $50. $5 membership fee may apply.
1 Transaction items include all debits and credits. If the Totally Free Business or Business Interest Checking account exceeds 1,000 free monthly transactions, the account will be charged $.15 per transaction over 1,000.
2 Includes coin and currency. If the Totally Free Business or Business Interest Checking account exceeds $10,000 in monthly coin and currency deposits, the account will be charged $1.00 for every additional $1,000 in coin and currency.
3 Bill Pay is free as long as you pay one (1) bill per month, otherwise a $5.95 monthly fee applies.
4 e-Statements are free. Otherwise, $1.50 per month service charge for paper statements.
5 We reserve the right to substitute a gift of similar value. Free gift may be reported on a 1099-INT or 1099-MISC. Free gift provided at the time of account opening.
6 Up to $10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented.