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Make 2020 your best year yet.

With the American First Credit Card

The Card That Gives More

Everyday Low Rate, No Hidden Fees & Free Rewards

It's easy to get your new American First Mastercard®, which comes with great savings to fit your lifestyle.
Image of Credit Card

 Card Features   More Benefits
   uChoose Rewards         Apple Pay
   No Cash Advance Fee Online and Mobile Banking
   No Balance Transfer Fee Convenient payments online, by phone, or at credit union branch
   No Annual Fee Use of Overdraft Protection for your AFCU Account
   Stay Secure with CardValet 25-Day Interest-Free Grace Period  

Now, keeping your cards safe is as easy as sending a text with Text Fraud Monitoring. 

Mastercard Priceless® Surprises

Did you know that your AFCU debit and credit cards are automatically entered into Mastercard's Priceless Surprises campaign? Now thru 12/31/19, use your cards to be eligible for random surprise prizes and the grand prize of a Priceless trip. Official sweepstakes rules.

priceless surprises

Credit Card Benefits

24-Hour Cardmember Service

Available via toll-free number 800.290.1112, 24 hours a day, 365 days a year.

Details on Rates, Fees and Other Cost Information
Annual Percentage Rate* for Purchases, Balance Transfers, and Cash Advances (with automatic payment discount applied) 9.95% to 18.95%

based on your creditworthiness

To help build history. It's a secured card by a savings account held as collateral
For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at www.consumerfinance.gov/learnmore.

Need Help With Your Credit Card?

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* APR (Annual Percentage Rate) subject to change at any time without notice. Best rate is for top tier credit, subject to approval. A 0.50% discount on APR is available for automatic payments from an AFCU account. If the automatic payment option is cancelled at any time, the rate on the entire outstanding and future balance will subsequently increase by 0.50%.  This APR will vary with the market based on the Prime Rate as published under "Money Rates" in The Wall Street Journal.  Additional terms may apply; contact the Credit Union for more information. 

For new applications, a membership account will be established at time of account opening and a lifetime membership fee of $5 will be requested.

Share Secured Loans have a maximum loan amount of $5,000 per member; and a maximum loan amount of $1,500 for memberships 12 months or newer.