Holiday Loan Special 

Get into the holiday spirit with a low-fixed rate holiday loan! American First can help you fulfill your holiday wishes, whether it be a vacation for yourself or gifts for your loved ones.

Why shop with high-interest rate credit cards when you can get a Holiday Loan from your credit union? Don't miss out — this is a limited time offer (ends 12/31/2019). 

  • Quickly borrow up to $5,000
  • Enjoy a fixed rate as low as 6.99% APR*
  • Make 12 easy payments
  • Worry-free automatic payments
  • Save with no early repayment fees
  • No application fee
  • Quick cash into your AFCU account

Apply Today

Loan Comparison Chart

Unsecured Personal Loans
APR* as low as
Holiday Loan (12-month term)


Personal Loan-Fixed Rate


Line of Credit-Variable Rate


Savings Secured Personal Loans^

Savings Secured

Savings Rate + 3.50%

Certificate Secured

Certificate Rate + 3.50%

^Share Secured Loans have a maximum loan amount of $5,000 per member; and a maximum loan amount of $1,500 for memberships 12 months or newer.

Need Help With Your Personal Loan?

Call Us
E-Mail Us Locate a Branch

*APR = Annual Percentage Rate, effective 11/15/2019. Lowest rate with automatic payments from an American First account, otherwise, add 0.50% to your best rate. Not all applicants will qualify. Minimum loan amount is $750. Maximum loan amount is up to $5,000. Required minimum gross income of $1,500 per month. Rate will be based on amount, term and individual credit history. The 6.99% promotional APR is available only on a 12-month repayment term with auto-payments. First payment due 30 days from date when funds are deposited to your AFCU account. This offer cannot be used to refinance or transfer an existing AFCU debt in your name or secured by collateral titled in your name. Holiday Loan payment example: $86.52 per $1,000 borrowed. Rates and terms are subject to change. Standard non-promotional rate is as low as 8.40%. Other terms available. Offer expires 12/31/2019.

* A membership account can be opened to receive these and other services. A one-time $5 individual membership fee may apply to become a member of American First Credit Union. It's easy to open an account with us, find out how